Financial stewardship
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The complete financial platform for churches. Track giving, manage budgets, generate board reports, and accept online donations — all in one secure system.

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Financial overview for Grace Community Church

YTD Income
$48,250
$15,420.00 this month
YTD Expenses
$12,890
$4,320.00 this month
Net Income
$35,360
Year to date
Donors
45
128 transactions
Income
Year to...
$48K
Total
Tithes
Special...
General...
Financial Overview

Income vs Expenses over 6 months

Last 6 Months
$18,000$13,500$9,000$4,500$0
SepOctNovDecJanFeb
Expenses
Income
Expenses
Year to...
Facilities$5.2K
Staff Salary$4.8K
Ministry Ev...$2.9K
Recent Transactions
Description
Category
Method
Date
Amount
Sarah Johnson
General Fund
Tithes
Check
Apr 3
+$1,250.00
Electric Bill
Building Fund
Utilities
Auto
Apr 2
-$485.00
Michael Chen
Mission Fund
Offering
Online
Apr 1
+$500.00

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Complete Platform

Everything your church needs to manage finances

Built specifically for churches, not adapted from generic accounting software. Every feature designed for how ministries actually work.

Financial Management

Transaction Tracking

Track every dollar by fund, ministry, and category. Built-in structure for unrestricted and restricted funds.

Categorize by fund, ministry, and project
Separate restricted and unrestricted funds
Custom categories for your church structure
Bank reconciliation tracking
Transactions
March 2024
Sunday Offering+$4,250
Utility Bill-$320
Online Giving+$1,890
Donations

Giving & Donors

Accept online donations, track giving history, and generate year-end statements. Zero platform fees.

Branded giving pages with recurring gifts
Complete donor giving history
Year-end statement generation
Donor portal for self-service access
Giving Overview
This Year

Total Received

$284,520

Active Donors

312

JF
Johnson Family
$12,450

Recurring

SM
Sarah Mitchell
$250

One-time

Fundraising

Campaigns & Pledges

Launch building funds, mission trips, and capital campaigns with goal tracking and pledge management.

Campaign goal tracking with progress
Pledge commitments and fulfillment
Dedicated campaign giving pages
QR codes for event giving

Building Fund

Campaign

$284,500

of $500K

Progress57%

Pledged

$412,000

Donors

89

Reporting

Board-Ready Reports

Generate leadership-ready summaries and financial health insights — formatted for boards, not accountants.

One-click board packet generation
Financial health scoring
Budget vs actual comparisons
Export to PDF and PowerPoint

Board Packet

March 2024

Healthy
Financial Health92

YTD Income

$284K

YTD Expenses

$198K

Planning

Budget Management

Create ministry-level budgets with real-time tracking. Get alerts when categories approach limits.

Ministry-level budgets
Real-time spending tracking
Threshold alerts at 75%, 90%, 100%
Year-over-year comparisons
Budget Overview
General Fund68%
Missions45%
Building92%
Automation

Recurring Transactions

Automate regular bills, payroll, and income. Set it once and never miss a recurring entry again.

Automated expense & income entries
Flexible schedules (weekly to yearly)
Pause and resume anytime
Loan payment tracking
Recurring Templates

Payroll - Staff

Bi-weekly

-$12,450

Mortgage Payment

Monthly

-$4,200

Facility Rental Income

Monthly

+$1,500
Compliance

Bank Reconciliation

Match transactions to bank statements and catch discrepancies before they become problems.

Statement matching workflow
Discrepancy detection
Monthly reconciliation reports
Audit-ready documentation

March Reconciliation

Checking ••••4521

Balanced

Bank Balance

$45,230

Book Balance

$45,230

42 transactions matched
Organization

Multi-Ministry Support

Manage multiple ministries or campuses with separate budgets, teams, and giving pages — all in one platform.

Ministry-specific budgets
Separate giving pages per ministry
Dedicated team members
Consolidated reporting
Ministries
Main Campus
$125,000
Youth Ministry
$28,500
Missions
$45,000
Collaboration

Team & Permissions

Invite your team with role-based access. Treasurers, pastors, auditors, and volunteers each see what they need.

Role-based access control
Ministry-specific permissions
Complete audit trail
Auditor read-only portal
Team Members
PM
Pastor Mike
Admin
SJ
Sarah Johnson
Treasurer
DL
David Lee
Auditor
Analytics

Financial Insights

Understand your financial health at a glance with spending trends, cash flow analysis, and AI-powered insights.

Spending & income trends
Cash flow forecasting
Year-over-year comparisons
AI financial assistant
Financial Health
92

↑ 12%

Income

↓ 3%

Expenses

4.2 mo

Runway

Finance

Loan Tracking

Track mortgages, equipment loans, and building debt with amortization schedules and payment reminders.

Amortization schedules
Variable rate support
Payment tracking
Principal vs interest breakdown
Building Mortgage
Paid off68%

Remaining

$284,520

Monthly

$4,200

Next paymentApr 1, 2024
Board Packet

Walk into every board meeting fully prepared

Generate professional financial summaries in seconds. No more late-night spreadsheet battles before board meetings.

One-Click Reports

Generate comprehensive PDFs and PowerPoint presentations instantly

Financial Health Score

Clear indicators showing if your church is financially strong, stable, or at risk

Risk Detection

Automatically surface reconciliation gaps and budget overruns

Proactive Alerts

Get notified before small issues become board concerns

March 2024 Board Packet

Grace Community Church

Healthy
Financial Health Score92
YTD Income
$284,520
12% vs last year
YTD Expenses
$198,340
Under budget
1 Alert
Building Fund approaching budget limit
give.gracechurch.com

Grace Community Church

Support our ministry

Make this a recurring monthly gift
Secured by Stripe
New donation
Sarah M. just gave $250
Online Giving

Accept donations online with zero platform fees

Beautiful, branded giving pages that integrate directly with your financial tracking. Every donation automatically recorded and ready for year-end statements.

Multiple Payment Methods

Accept cards, ACH bank transfers, and Apple Pay

Recurring Giving

Let donors set up automatic weekly or monthly gifts

Campaign Support

Create dedicated pages for building funds and missions

Automatic Statements

Generate and email year-end giving statements instantly

Only pay Stripe's standard processing fee
2.9% + 30¢ per transaction. No additional platform fees.
Testimonials

Loved by churches of all sizes

ChurchFinance transformed how we handle our finances. Board meetings went from stressful to straightforward — the reports practically generate themselves.
MC
Pastor Michael Chen
Lead Pastor
Grace Fellowship Church · Austin, TX
AI-Powered

Ask questions in plain English

Get instant answers about your church finances without digging through reports. Just ask — the AI assistant understands your data.

"How much did we spend on missions this quarter?"
"Compare our giving to last year"
"Which categories are over budget?"
"Show me our largest donors"
ChurchFinance AI
Your financial assistant

How much did we spend on missions this quarter?

This quarter, the Missions Fund spent $12,450. Here's the breakdown:

Local Outreach$4,200
International Support$6,750
Mission Trip Supplies$1,500

This is 8% under budget. Great job!

How It Works

Get started in minutes

Three simple steps to transform your church's financial management

01

Create your church

Sign up and set up your church profile with your logo, address, and fiscal year settings.

02

Configure structure

Set up income and expense categories, create funds, and invite your team members.

03

Start managing

Record transactions, accept online giving, track budgets, and generate reports.

Pricing

Simple, transparent pricing

Start with a 7-day free trial with full access. No credit card required.

Starter

Perfect for small churches getting started

Free
  • 1 team member
  • Transaction tracking
  • Categories & Funds management
Most Popular

Growth

Full features for growing churches

$71/month

Billed $853 annually

  • Up to 5 team members
  • Budget management
  • Recurring transactions
  • Bank reconciliation
  • Financial reports
  • Unlimited donors
  • Online giving portal
  • Campaigns & pledges
  • Giving statements
  • Audit log

Ministry

Complete solution for established ministries

$134/month

Billed $1609 annually

  • Everything in Growth
  • Unlimited team members
  • Board Packet for governance
  • Multi-campus/location support
  • Ministry financial management
  • Advanced analytics & forecasting
  • Custom report builder
  • Giving page customization & embed
  • Customizable dashboard widgets
  • AI-Powered Financial Assistant
7-day free trial
No credit card required
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256-bit SSL encryption
Zero platform fees on giving
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FAQ

Frequently asked questions

What is church accounting software?
Church accounting software is specialized financial management software designed for religious organizations. It helps track tithes, offerings, donations, manage fund accounting, generate giving statements for tax purposes, and create financial reports for church boards.
How much does ChurchFinance cost?
Every new account starts with a 7-day free trial with full access to all features. After your trial, choose the plan that fits your church: Starter (free), Growth ($79/mo with online giving), or Ministry ($149/mo with board packet and multi-campus support).
Can I accept online donations?
Yes! ChurchFinance integrates with Stripe to accept online donations with zero platform fees. You can accept one-time and recurring gifts, and all donations are automatically tracked and included in giving statements.
Does ChurchFinance generate giving statements?
Yes, ChurchFinance automatically generates year-end giving statements for donors. You can email statements directly to donors or download them as PDFs for distribution.
Is ChurchFinance secure?
Yes, ChurchFinance uses bank-level 256-bit SSL encryption, secure authentication, and role-based access control. All payment processing is handled by Stripe, a PCI-compliant payment processor.
Can multiple people access the system?
Absolutely! ChurchFinance supports team access with role-based permissions. Invite treasurers, admins, pastors, and auditors with appropriate access levels for each role.

Still have questions?

Contact our support team

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