Manage church loans with
clarity
Track building loans, mortgages, and equipment financing with automatic amortization schedules. Monitor principal vs interest, record payments, and see payoff progress.
Total Income
$284,520
+12%
Expenses
$198,340
-5%
Net
$86,180
+18%
New Donation
+$250 received
Features
Complete Loan Management
Everything you need to track and manage church debt
Loan Tracking
Track building loans, mortgages, vehicle loans, and equipment financing. All loans in one place with full details.
Amortization Schedules
Automatic amortization calculations showing principal and interest breakdown for each payment period.
Payment Recording
Record loan payments with automatic allocation to principal and interest. Track actual vs scheduled payments.
Balance Tracking
See current loan balance updated after each payment. Know exactly how much you owe at any time.
Payment Schedule
View upcoming payment dates and amounts. Monthly, quarterly, or custom payment schedules supported.
Payment Reminders
Get notified before payments are due. Never miss a payment or incur late fees.
Interest Analysis
See total interest paid and remaining. Understand the true cost of borrowing over the loan term.
Payoff Progress
Visual progress toward payoff. Celebrate milestones as you reduce the principal balance.
Extra Payments
Record extra principal payments and see impact on payoff date. Plan accelerated payoff strategies.
Building Fund Integration
Connect loan payments to your building fund. See fund balance alongside loan balance.
Loan Documents
Attach loan documents, agreements, and statements. Keep everything organized in one place.
Multiple Loans
Track multiple loans separately. Building loan, van loan, equipment financing — all organized.
Track loan balances and payment schedules
See principal vs interest breakdown automatically
Get payment reminders before due dates
Monitor payoff progress with visual indicators
Integrate with building fund tracking
Use Cases
Real-world applications
Building Mortgage
Track your church building loan with monthly payment recording. See balance reduction and years remaining.
Vehicle Loans
Track church van or bus financing. Monitor payments and plan for payoff or replacement.
Equipment Financing
Manage equipment loans for sound systems, HVAC, or other capital purchases. Track alongside depreciation.
Capital Campaign Integration
Connect loan payments to capital campaign giving. Show congregation how their gifts reduce debt.
FAQ
Frequently Asked Questions
Everything you need to know about this feature
How do I set up a loan?
Go to Loans, click "Add Loan," enter the original amount, interest rate, term, and payment schedule. ChurchFinance calculates the amortization automatically.
How are payments recorded?
Record each payment and ChurchFinance automatically splits between principal and interest based on your amortization schedule. Balance updates in real-time.
Can I track extra principal payments?
Yes! Record extra payments and see the immediate impact on your payoff date. Great for showing how building fund contributions accelerate payoff.
How do loans appear on financial reports?
Loans appear on the Balance Sheet as liabilities. Interest shows as an expense on the Income Statement. Generate loan-specific reports for board presentations.
Still have questions?
Contact our support team